Adrian Flux investigates one of the best vehicles for brand spanking new drivers

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If you find yourself on the lookout for one of the best vehicles for brand spanking new drivers, there’s no getting away from it – automobile insurance coverage for 17-year-olds is pricey.

The easy reality is, the youngest drivers on our roads are statistically extra harmful, owing to their comprehensible lack of expertise behind the wheel.

This information is geared toward 17-year-olds who’ve simply handed their check, however consists of ideas in regards to the most cost-effective vehicles to insure that might be related to any younger motorists.

First, let’s take a look at how to save cash in your automobile insurance coverage or soar straight to our high 10 fashionable vehicles for 2018.

Younger driver tricks to decrease your month-to-month insurance coverage prices

If you happen to’re a younger driver making an attempt to get on the street, it’s not all doom and gloom. There are some issues you are able to do to assist your self:

Set up a black field, which feeds again each day on elements such nearly as good driving and mileage, to save cash in your second yr’s premium. Learn extra about Adrian Flux’s Fluxscore black field coverage.

Take a restricted mileage coverage for those who can decide to driving lower than 1,500, Three,000 or 5,000 miles a yr.

Becoming a member of a automobile house owners membership can cut back your premium by as much as 15%.

Hold your automobile in a secure place, for instance the storage or driveway, and enhance its safety features, reminiscent of becoming an alarm to lower the chance of theft and hold prices down.

Add a mother or father with driving expertise on the coverage to additional cut back your premium.

Thus far, so good, however there are some elements you possibly can’t, or are unlikely to vary. You possibly can’t make your self any older, and also you in all probability don’t wish to transfer home simply to get cheaper automobile insurance coverage. That leaves the automobile that you just select as the primary consider figuring out the worth you’ll pay – that’s why you ought to be testing our record of one of the best vehicles for brand spanking new drivers. 

So, what’s the most inexpensive automobile to insure?

We did some analysis into low cost first vehicles to insure and the highest outcomes might shock you:

Automobile
Premium
Worth
Engine Dimension
Extra

AUSTIN MINI MAYFAIR
960
1600
998
450

VOLKSWAGEN BEETLE 1300
970
4500
1285
500

TRIUMPH SPITFIRE
1100
4800
1147
500

MORRIS MINOR
1060
5000
1098
600

VAUXHALL CORSA S ECOFLEX
1173
4000
998
600
Telematics
CITROEN C1 SPLASH
1173
1500
998
600
Telematics
MITSUBISHI MIRAGE 2
1215
4500
1193
500
Telematics
VAUXHALL CORSA DESIGN CDTI (90)
1215
1400
1248
600
Telematics
VOLKSWAGEN FOX URBAN (54)
1215
2350
1198
600
Telematics
FIAT 500 LOUNGE
1215
8000
1242
600
Telematics
CITROEN C1 PLATINUM
1215
4000
998
600
Telematics
VOLKSWAGEN LUPO E
1217
1800
999
500
Telematics
TOYOTA AYGO PLATINUM
1223
2500
998
440
Telematics
PEUGEOT 107 SPORT
1265
1800
998
600
Telematics
VOLKSWAGEN POLO TWIST
1280
2900
1390
500
Telematics
SEAT AROSA S 8V
1290
1300
1390
600
Telematics
FIAT 500 SPORT
1265
3500
1242
600
Telematics
KIA PICANTO HALO ECODYNAMICS
1270
5000
1248
600
Telematics
FIAT 500 S
1265
6495
1242
600
Telematics
CITROEN C1 RHYTHM
1290
1000
998
600

Telematics

 

Surprisingly, the most affordable vehicles to insure are traditional motors

Our high 4 low insurance coverage vehicles are:

Austin Mini Mayfair

o   Premium: Circa £960

o   Worth: Circa £1,600

o   Engine dimension: 998

Volkswagen Beetle 1300

o   Premium: Circa £970

o   Worth: Circa £four,500

o   Engine dimension: 1285

Triumph Spitfire

o   Premium: Circa £1,100

o   Worth: Circa £four,800

o   Engine dimension: 1147

Morris Minor

o   Premium: Circa £1,060

o   Worth: Circa £5,000

o   Engine dimension: 1098

They could not have Bluetooth, automated lights and even electrical home windows, however they do have lots of character which places them among the many greatest vehicles for brand spanking new drivers. At Adrian Flux we are saying the older the higher with regards to inexpensive insurance coverage for younger drivers. We’re fairly good at insuring classics too!

Prime 10 greatest vehicles for brand spanking new drivers and teenagers

Our analysis into the most affordable vehicles for younger drivers isn’t only a record of bangers, with respectable fashionable motors just like the Citroen C1, Peugeot 107 and Toyota Aygo doing nicely for inexpensive insurance coverage premiums.

Under is a listing of low cost fashionable vehicles to insure. You’ll discover that the majority of them are low powered one-litre engines – for those who go for a extra highly effective automobile too quickly, your premium will speed up sooner than your automobile, so be careful. All of the quotes beneath are based mostly on latest actual shopper purposes for:

A 17-year-old driver with a full driving license learning a white-collar topic (for instance enterprise) with a part-time gross sales assistant job
Zero no claims bonus, declare and conviction free
Black field coverage
Social, Home, Pleasure and Commuting use
Restricted mileage coverage of 5,000 miles every year
Automotive parked on the drive in a low danger space

10) Peugeot 107 Sport

Premium: Circa £1,265

Worth: Circa £1,800

Engine dimension: 998

Produced from 2005-2014 the 107 vary included a Sport variant, however, as reviewers on the time famous, it didn’t provide improved efficiency – just a few beauty upgrades. As such it makes for an interesting buy for a youngster who needs one thing low cost to purchase and insure, with a nod to type.  That’s why it will get the primary point out in our record of one of the best vehicles for brand spanking new drivers.

The tiny 998cc three-cylinder engine within the Peugeot 107 produces 68bhp, which makes it nippy with out providing hazardous energy to a youthful driver. The clutch is mild which makes gearshifts straightforward for a cushty drive, particularly in built-up areas, the place shifting is frequent and sometimes wanted rapidly.  

One other nice characteristic for youthful drivers is its gas financial system: the 1.Zero-litre, three-cylinder engine delivers 65.6mpg and in addition has CO2 emissions of solely 99g/km. Notice that the automated gearbox variant brings the determine to 62.7mpg and 104g/km.

Low-powered and nippy, this excellent metropolis automobile additionally seems the half with its twin centre-exit exhaust pipes, alloys and go-faster stripes.

9) Toyota Aygo Platinum

Premium: Circa £1,223

Worth: Circa £2,500

Engine dimension: 998

That is the particular version of Toyota’s award-winning metropolis automobile and consists of quite a few further options.

The usual Aygo consists of six airbags, electrical entrance home windows, tilt-adjusting steering column, distant central locking, six-speaker sound system, CD participant and auxiliary enter for telephones.

The small engine (1.Zero-litre Three-cylinder) is just like the Peugeot 107, delivering a meagre 67bhp, and high pace of 97mph.

The additions for the Platinum embody Alcantara and leather-based upholstery, leather-based trim steering wheel and equipment knob, and 14-inch turbine alloy wheels with locking nuts. It additionally gives nice gas financial system (61mpg).

All this makes the Aygo Premium an important selection for teen drivers and that’s earlier than you’ve factored in Toyota’s nice build-quality fame.

eight) Volkswagen Lupo E

Premium: Circa £1,217

Worth: Circa £1,800

Engine dimension: 999

The Lupo E is small however glides easilly into our breakdown of one of the best vehicles for brand spanking new drivers. Critiques round its launch in 1999 commented on the restricted boot and back-seat house. There have been additionally rumblings about VW’s declining construct high quality, however compared to different producers of metropolis vehicles, the ‘Wagon remained superior.

The 1-litre Lupo delivers 48.7mpg and whereas its little engine struggles in freezing circumstances, all fashions however the GTI provide low cost insurance coverage teams. Its drive, dealing with and efficiency are strong however can really feel a bit graceless – which one would possibly count on from a metropolis automobile.  

New, the Lupo was costly for its class, however second-hand patrons can buy that VW build-quality at a decreased price and benefit from the decreased premiums besides.

7) Citroen C1 Platinum

Premium: Circa £1,215

Worth: Circa £four,000

Engine dimension: 998

That is one other nippy, low-powered metropolis automobile that enables younger drivers to get behind the wheel with out a monstrous insurance coverage premium. This is because of its 1-litre engine, 68bhp and high pace of 98mph. Add to this, the bonus of 62.8mpg – 70.6mpg on the open street due, partly, to its low-rolling resistance tyres – and annual tax of £20, and it’s an important purchase for a first-time driver.

The Platinum was in-built the identical manufacturing facility as its Peugeot 108 and Toyota Aygo counterparts and with the entire engineering dealt with by Toyota, the C1 guarantees an important build-quality.

The brand new C1 was designed to be decrease and narrower than its predecessor, permitting it to suit into tighter areas and giving improved manoeuvrability. That is supplemented by electrical energy steering, making the wheel mild however direct, and hill-start help which works on any slopes steeper than three %. These options, plus its fashionable exterior, make it an important automobile for teenagers.

6) Fiat 500 Lounge

Premium: Circa £1,215

Worth: Circa £eight,000

Engine dimension: 1242

The Lounge is the more moderen, souped-up iteration of the enduring Fiat 500. Whereas the mannequin is common with its feminine clientele – not least as a result of its traditional design – it makes runaround for any teen. The three-door hatchback has a 1.2-litre engine which supplies a bit extra poke than its 1-litre friends – particularly in low gear. Sadly, this additionally means the gas consumption suffers and the 500 solely gives 54mpg, which isn’t as cost-efficient as its smaller-engined rivals.

The 500 isn’t the most affordable automobile to purchase in its class, and even second-hand ones can have what really feel like new costs, however it is because they maintain their worth nicely. One research examined the proportion of worth retained in quite a few second-hand hatchbacks and located the Fiat 500 retained 67% of its worth, whereas the Kia Picanto retained solely 61% and the Seat Ibiza solely 59%.

Many younger drivers may even benefit from the USB and auxiliary audio inputs. Let’s face it, the Fiat 500 is a fantastic automobile with retro cool and fashionable efficiency.

5) Volkswagen Fox City (54)

Premium: Circa £1,215

Worth: Circa £2,350

Engine dimension: 1198

The used worth of an City Fox is just like, if not decrease than different new metropolis vehicles. As with the Lupo you get VW build-quality, however this time with a bottom-dollar worth. Its small proportions make it straightforward to manoeuvre and park, and it will probably slip simply by the visitors with its tight steering and clean gear modifications – although some have reported discovering the journey uneven at occasions.

It’s 1.2-litre engine ship affordable gas financial system for its class at 46.3mpg however its poor CO2 emissions rating imply the street tax is a couple of would possibly count on (or need) to pay. Even so, the AA praised the Fox for being “a really low cost automobile to run.”

This all makes it purchase for a teen as this solely comes at the price of gear reminiscent of a scarcity of opening rear home windows. Whereas being low on luxuries, the automobile gives admirable cabin house and good visibility. In reality carbuyer.co.uk known as it “in some ways, the proper first automobile.”

four) Vauxhall Corsa Design CDTI (90)

Premium: Circa £1,215

Worth: Circa £1,400

Engine dimension: 1248

Regardless of its 1.Three-litre diesel engine the Corsa Design CDTI is without doubt one of the most cost-effective vehicles for teenagers to insure. It gives a spicy 88bhp, a high pace of 107mph and an admirable gas consumption of 58mpg – certainly one of its key benefits for teenagers.

The Design is in insurance coverage group eight and annual street tax is available in at £120. When you ought to count on to pay round £1,400 for one, you could discover them for as little as £800 – although warning is all the time beneficial when shopping for a ‘discount’.

Reviewers reward the Design for its usability however level out that it’s not probably the most enjoyable automobile. That stated its design is much from fusty and ‘enjoyable’ shouldn’t all the time on the agenda when shopping for a automobile for a brand new driver.

Three) Mitsubishi Mirage 2

Premium: Circa £1,215

Worth: Circa £four,500

Engine dimension: 1193

Mitsubishi launched the Mirage as an excellent low-cost automobile and it rapidly grew to become among the best vehicles for brand spanking new drivers particularly for these on tight budgets though second-hand Mirages could be comparatively costly. Even so, they boast low month-to-month working prices from £67 to £258.

Many teenagers just like the Mitsubishi for being a rarer marque and ‘cooler’ than the billions of Fords and Vauxhalls on the roads. However others might really feel it blends into the motorways stacked with identikit fashions with slight variations.

The Mirage has been criticised for its low cost inside and flawed dealing with, however many just like the mannequin for its low cost and cheerful metropolis driving with its 845kg and aerodynamic design serving to to ship a formidable 56mpg – 68mpg.

Premium: Circa £1,173

Worth: Circa £1,500

Engine dimension: 998

In 2009 the Citroen C1 obtained a facelift (three years earlier than the launch of its sister the Platinum). The marque additionally made a particular – strictly restricted – version obtainable, the Splash. The Splash included air-con, a CD participant and electrical entrance home windows. As a part of the C1’s refresh, tweaks had been made and the 1.Zero-litre petrol engine was capable of obtain emissions of 106 g/km of CO2 and provide 72 mpg.

Second-hand editions reminiscent of these permit youthful drivers to entry extra options with out paying a premium, and with its low energy score and low price, it additionally retains insurance coverage premiums down.

One other bonus is the breakdown score which positioned the automobile within the high of the small automobile class – another excuse it’s an important automobile for a youngster.

1) Vauxhall Corsa S Ecoflex

Premium: Circa £1,173

Worth: Circa £four,000

Engine dimension: 998

And high of one of the best vehicles for brand spanking new drivers: The Corsa S Ecoflex enjoys the bottom premiums for a contemporary automobile at the moment insured with Adrian Flux. Why? As a result of the S Ecoflex has been designed with low prices in thoughts: it has a tiny 1.Zero-litre engine and returns solely 64bhp, which suggests the dealing with is straightforward and ideally suited for youthful drivers. This additionally provides it low working prices – with street tax solely £30 a yr.

Critiques continually reward the Corsa for its price effectivity and it’s additionally an important metropolis automobile with energy the place you want it – maintaining with visitors. The S Ecoflex has good dealing with for a automobile of its dimension – and weight, and gives loads of grip in corners – vital for drivers with much less expertise. The steering is tight and the suspension does an important job of balancing a clean journey with minimal physique roll.

With 5-door choices, the automobile can also be ideally suited for those who intend to ask your teen to run you and the household round – nice for getting expertise and miles below their belt. And for those who’re on the lookout for your self, you’ll have the ability to ferry your folks round in additional consolation than Three-door hatches provide.

If you happen to’re on the lookout for low cost automobile insurance coverage for younger drivers, look no additional than Adrian Flux. We have now specialist insurance policies for younger drivers, and may provide cheaper charges on the telephone. Give us a name on 0330 123 1232 or request a callback from our advisors.

Prime 5 Automobiles For Younger Ladies

 

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