Nancy M. Fahmy – Presenter
Vice President, Head of Funding Options Group
David Armstrong – Moderator
There isn’t a assure of market efficiency, aside from we all know that markets go up and go down inflicting volatility alongside the best way. Buyers want to acknowledge that volatility throughout the markets have traditionally existed and can doubtless live on because the markets transfer ahead. How are you going to as an advisor assist put together your shoppers to appropriately construct their funding portfolio to handle and climate by means of portfolio volatility whereas serving to them put together for retirement and legacy objectives?
On this course, we are going to look at methods to handle threat of funding volatility by means of the assorted levels of a shopper’s monetary life cycle with the top purpose of serving to your shoppers put together for his or her retirement in addition to comfortably leaving their legacy behind. The shopper’s lifecycle might be damaged out into three parts: Accumulation Section, Distribution Section and Legacy Section. We are going to stroll by means of every of those phases, talk about potential funding threat and how one can assist your shoppers efficiently navigate by means of every of those the total spectrum of a shopper’s monetary life to attain their future funding objectives.
Members ought to come away with a deeper understanding of:
The assorted levels of a shopper’s monetary life cycle
Funding threat and strategies for threat discount by means of funding methods
Technique for using product choices to maneuver from possibilities to certainties
The significance of fixed planning through the retirement course of
Buyers ought to think about the options of the contract and the underlying portfolios’ funding goals, insurance policies, administration, dangers, costs and bills rigorously earlier than investing. This and different essential info is contained within the prospectus, which might be obtained by contacting the Nationwide Gross sales Desk. Your shoppers ought to learn the prospectus rigorously earlier than investing.
Variable annuities are issued by Pruco Life Insurance coverage Firm (in New York, by Pruco Life Insurance coverage Firm of New Jersey), Newark, NJ (fundamental workplace) and distributed by Prudential Annuities Distributors, Inc., Shelton, CT. All are Prudential Monetary firms and every is solely chargeable for its personal monetary situation and contractual obligations. Prudential Annuities is a enterprise of Prudential Monetary, Inc.
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*CFP, CIMA®, CPWA®, and AEP® CE Credit have been utilized for and are pending approval.